“学会如何正确计算和钱财的时间价值，便能迅速提高财智。”何谓72法则？
72法则能帮我们计算增加财富一倍所需要的时间。只需将72除以你能赚取的年回报率，就能计算出要增加财富一倍需要多少年的时间。
举例：如果你有$10K，比如定期一年的利息是3%，那么你需要24年才能将$10K变成$20K，将财富增加一倍。如果可以赚取更高的回报，例如9%的年回报率，你只需要8年就能达到相同的财富。时间越长，复利钱生钱的威力便越大。你需要休息，但是你的金钱是不需要休息的，可以每天24小时为你钱生钱。
Rule of 72, compound interest is the Greatest Invention because it provides a Systematic Way of Increasing Wealth!
What is the Rule of 72?
It estimates how many how many years it would take for your money to double un value. Just simply divide the number 72 by the Annual Rate of Returns (ARR) you get from savings or investment.
For e.g. if you earn 3% annual returns on your savings, it would take 72 divided by 3 = 24 years for you to double your money. If you earn 3% on $10K, it would take 24 years for you to double the money to $20K. However, if you earn 9% annual returns, then only takes about 8 years for you to double youe money.
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